Living below your means might sound simple, but many people get it wrong. They think it means strict rules, missing out, or feeling ashamed for not keeping up with others. That’s not true. The real key to building wealth is having control, lowering stress, and making choices that fit your values.

You don’t need harsh discipline to handle your money well. What matters is how you think about it. Spending less than you earn isn’t a punishment—it’s the base for true freedom.